Protect Your Land, Livestock, Equipment, and Legacy
At Galloway Insurance, we understand that farms and ranches are more than businesses — they’re a way of life and often a family legacy.
We proudly help farmers, ranchers, and landowners across Marble Falls, Burnet, Horseshoe Bay, and throughout Central Texas safeguard their operations with customized farm and ranch insurance policies.
Whether you operate a small hobby farm or a large production ranch, our insurance solutions protect the people, property, and equipment that keep your business thriving.
What Does Farm and Ranch Insurance Cover?
A comprehensive farm insurance policy typically includes:
- Farm Property Coverage – Protects barns, sheds, fencing, equipment, and other structures from damage due to fire, storms, or theft.
- Farm Liability Coverage – Covers bodily injury and property damage claims if someone is injured on your property or by your operations.
- Livestock Coverage – Insures cattle, horses, goats, and other livestock against accidents, illness, or death due to covered events.
- Equipment and Machinery Coverage – Covers tractors, combines, irrigation systems, and tools essential to daily operations.
- Farm Dwelling Coverage – Protects your primary residence located on farm property.
- Farm Auto Insurance – Covers vehicles used for business and agricultural purposes.
- Business Interruption Coverage – Reimburses lost income if operations are disrupted due to a covered loss.
Each farm is different, and our agents work with you to customize your coverage based on the size, type, and complexity of your operation.
Who Needs Farm and Ranch Insurance?
Our programs are ideal for:
- Cattle ranchers
- Crop farmers
- Horse farm owners
- Poultry and dairy operations
- Hobby farm and small acreage owners
- Farmstay and agritourism property owners
If you own agricultural land, lease farmland, raise livestock, or manage crops, you need proper protection against Texas’s unpredictable risks.
Why Choose Galloway Insurance?
- Access to top-rated farm and ranch insurance carriers
- Expertise in rural property and agricultural business protection
- Local understanding of Central Texas land, climate, and operational risks
- Personalized service from a local agency you can trust
Our Promise: Insight, Expertise and Relationsip
At Galloway Insurance, we believe in more than just selling policies —we’re here to build lasting partnerships with Texas business owners.
- Insight—We understand your needs.
- Expertise—We understand Insurance.
- Relationship—You will love doing business with us, we care.
- Here to Help—When you call, we answer… When you come by, we’re here.
- Community—We make significant investments in our community because of your choice to do business with us.
Frequently Asked Questions (FAQs)
Is farm insurance required by law in Texas?
Farm insurance is not legally required, but if you have loans on your farm property or equipment, lenders typically require proof of coverage.
Does farm insurance cover my home if it’s on the farm property?
Yes, your farmhouse or primary dwelling can be included under a farm insurance policy to protect against fire, storms, and other covered perils.
Are horses and cattle covered automatically?
Livestock coverage must usually be specifically added to your policy. You can choose blanket coverage or individual scheduled animal coverage for higher-valued livestock.
Can I insure farm equipment like tractors and trailers?
Yes. Equipment and machinery coverage protects tractors, combines, ATVs, irrigation systems, and other essential tools from loss, theft, or damage.
Does farm insurance cover agritourism activities like farm tours or events?
Special liability endorsements may be needed if you host farm tours, weddings, or events. Galloway Insurance can help tailor your coverage for agritourism operations.