Texas Boat & Watercraft Insurance

Insure your boat in Texas with comprehensive watercraft coverage from Galloway Insurance.

Comprehensive Boat & Watercraft Insurance Coverage

At Galloway Insurance, we can offer a wide variety of coverages and options for your boat insurance, jet ski or personal watercraft insurance. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Texas insurance coverage needs.

Our Boat & Watercraft Insurance Solutions

  • Liability Coverage – Protects against bodily injury and property damage claims if you’re at fault in an accident.
  • Collision Coverage – Covers repairs or replacement if your boat is damaged in a collision.
  • Comprehensive Coverage – Protects against non-collision damage, including theft, vandalism, and weather-related events.
  • Uninsured/Underinsured Boater Coverage – Provides protection if another boater lacks proper insurance.
  • Medical Payments Coverage – Assists with medical expenses for you and passengers after an accident.
  • Towing & Emergency Assistance – Helps with breakdowns, fuel delivery, and on-water towing services.

Watercraft and Boat Insurance in Texas

Consult with one of our professional agents at Galloway Insurance to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include:

  • Accident forgiveness
  • Roadside Assistance
  • Boat Removal
  • Boating Safety
  • Multi policy discounts
Galloway Insurance agent J.D. Hansard providing personal insurance services in Burnet, TX.

Why Choose Galloway Insurance?

Let one of our experienced agents help you find the coverage that matches your needs and offer recommendations to best fit your situation. The following list some of the many coverages that we can offer:

  • Local Expertise – Serving boat owners in Marble Falls, Burnet, and Horseshoe Bay.
  • Personalized Policies – Custom coverage designed for your specific watercraft.
  • Competitive Rates – Multiple carrier options ensure the best price and protection.
  • Experienced Agents – Our team helps you navigate the right coverage options.

Call Today for a Free Boat Insurance Quote:

  • Burnet: 512-756-2988
  • Marble Falls: 830-693-0808
  • Horseshoe Bay: 830-598-5636

Frequently Asked Questions (FAQs)

What types of boats does Galloway Insurance cover?

We offer coverage for a variety of boats, including fishing boats, sailboats, pontoons, jet skis, and personal watercraft (PWC).

Is boat insurance required in Texas?

While Texas does not mandate boat insurance, marinas and lenders may require coverage for liability and damage protection.

How can I save money on my boat insurance policy?

You can lower your premium by bundling policies, completing boater safety courses, and choosing higher deductibles.

Does boat insurance cover storm damage?

Yes! Comprehensive coverage protects against weather-related damage, including hurricanes, hail, and windstorms.

Can I get coverage for my boat trailer?

Yes! Many policies offer trailer coverage to protect against damage or theft of your boat trailer.

How do I file a boat insurance claim?

If you need to file a claim, contact Galloway Insurance or visit our Payments & Claims page for direct carrier claim support.