Planning for a Secure New Year: Insurance Checklist for 2025

As the new year approaches, it’s the perfect time to review your insurance coverage and ensure you’re fully prepared for what lies ahead. Life changes, and so do your insurance needs—so why not start 2025 with peace of mind?

Here’s a simple checklist to help you evaluate your policies and make sure your coverage fits your current needs.

1. Review Your Homeowners or Renters Insurance

Take stock of your home and belongings. Have you made renovations, purchased high-value items, or moved to a new place this year? Update your policy to reflect these changes, and consider adding extra coverage for unique items like jewelry or antiques.

2. Evaluate Your Auto Insurance Coverage

Have your driving habits changed? Whether you’ve bought a new car, started commuting less, or added a new driver to your household, make sure your auto insurance reflects your current situation, with particular emphasis or adequate liability limits and umbrella coverage.

3. Think About Flood Insurance

In flood-prone areas, having adequate flood insurance is crucial. If you’ve moved, upgraded your property, or simply want extra protection, now is a great time to review your flood coverage. Your home owners policy does not cover damage from flood.

4. Update Your Business Insurance

For business owners, start the year right by reviewing your policies. Do you have enough liability insurance to cover potential risks? Could an umbrella policy provide extra peace of mind? Don’t leave your business exposed to unexpected challenges.

5. Reach Out to Your Insurance Agent

The easiest way to ensure you’re prepared is by having a quick conversation with your agent. They can help you review your current policies, suggest updates, and find potential savings.

Let’s Make 2025 Your Most Secure Year Yet

At Galloway Insurance, we’re here to help you plan ahead. Whether you’re updating your coverage or starting fresh with a new policy, our team is ready to guide you. Contact us today to prepare for a safe and secure new year.